Medicare Questions and Answers

What is the difference between Medicare copayments (Co-Pay) and Coinsurance?

There are some key differences between coinsurance and copayments:

What does Original Medicare cover?

Here are some of the services and items that Original Medicare covers:

If your group prescription plan is cancelled, when can you enroll in Medicare Part D?

The duration of the Special Enrollment period in this situation is 63 days from the date the group prescription plan coverage ends.

Does everyone who wants a supplement need to go through medical underwriting?

In the United States Medicare system, there are certain periods when you have guaranteed issue rights for Medigap policies.

What is an Inpatient rehabilitation facility?

A hospital, a physical therapy department or part of a hospital, that provides an intensive rehabilitation program to inpatients.

Can I enroll in Medicare if I'm single 65 and only worked for cash?

A person could still receive Medicare Part A, but there are several stipulations:

Does Original Medicare cover Custodial Care?

Non-skilled personal care, help with daily living like bathing, dressing, eating, getting in or out of a bed or chair, and using the bathroom.

Does Medicare still have Cost plans?

In some area's, Medicare still has Cost plans. Here are some key points about Medicare Cost Plans:

I have Cobra coverage, can buy Medigap Coverage?

If you have COBRA coverage, you can either buy a Medigap policy right away or wait until the COBRA coverage ends.

What is a Physicians Statement used for?

A Physician's Statement is a document used in the insurance industry to obtain medical information.

Do medicare plans treat Acquired Immunodeficiency Syndrome (AIDS) ?

Medicare does cover treatment for Acquired Immunodeficiency Syndrome (AIDS) for eligible beneficiaries.

Does Medicare and Medicare Advantage pay for preventative services and screenings?

Medicare provides coverage for a range of preventative services and screenings to help beneficiaries stay healthy and detect medical conditions early.

What does Attained Age mean in an Insurance Policy?

Attained-age refers to the policyholder's current age.

Who uses Basic Hospital Expense Insurance?

Basic Hospital Expense or hospital indemnity insurance plans are offered by private health insurance providers but it is not Medicare or Medicaid.

When can you Enroll in Medicare or Medicare Advantage?

There are 3 Enrollment periods during the course of the year. Two of them are set dates.