Medicare Questions and Answers

What is Original Medicare?

Learn what Original Medicare is:

Does Medicare work outside of the USA?

Medicare coverage is generally limited to healthcare services provided within the United States, but there are exceptions:

Is there a Penalty for not enrolling in Medicare by age 65?

Yes, there are financial Penalties for not enrolling for Medicare when you turn 65 years old.

Are there any exceptions on Medicare penalties?

Some of the common exceptions to Medicare penalties include:

What medical services does Original Medicare cover?

Part A and Part B are the benefits covered under Original Medicare.

Medigap or Medicare Supplement plans versus Medicare Advantage Plans

Difference between Medicare Parts A & B, Medigap, (Medicare Supplement plans) and Medicare Advantage Plans:

What is the Definition of Medicare?

Medicare is divided into four parts, each of which covers different healthcare benefits and services.

What is the history of Medicare Advantage?

The brief history of Medicare Advantage Part C.

Whats the difference between Original Medicare and Medicare Advantage?

Here are some of the differences between Original Medicare and Medicare Advantage:

Do I have to sign a scope of sales appointment to apply for medicare?

This is a strict compliance issue for the Insurance Agents before they can discuss any Medicare Insurance product, including all Medigap / Supplement plans.

Medicare guidelines for Permission to Contact and Scope of Appointment

Medicare and Health Agents regulations and guidelines regarding "Permission to Contact" and "Scope of Sales Appointments" are as follows:

What are all the medigap supplemental policies available?

There are 10 standardized Medigap or Supplement policies available labeled with the letters A, B, C, D, F, G, K, L, M, and N.

What does Medicare Advantage with Part D prescription drugs cost?

Here are a few key cost factors to consider when comparing with an Employer based health or prescription drug plan:

Can I change my Medicare Advantage plan during Annual Enrollment?

Here's what you need to know about switching Medicare Advantage plans during the Annual Enrollment period of October 15th to December 7th:

Is it legal for an Agent to accept an application before October 14th for AEP?

The AEP is a specific enrollment period designated by Medicare, and it runs annually from October 15th to December 7th.