What are all the medigap supplemental policies available?

It's important to note that starting January 1, 2020, Medigap Supplement Plans F and C are no longer available to newly eligible Medicare beneficiaries. However, if you were eligible for Medicare before January 1, 2020, you can still enroll in these plans.

Here's a summary of the Medigap or Supplement coverage provided by each plan:

1. Medigap Plan A: Offers basic benefits, including coverage for Medicare Part A coinsurance and hospital costs, Part B coinsurance or copayment, and the first three pints of blood.
2. Medigap Plan B: Covers the same benefits as Plan A, along with coverage for the Medicare Part A deductible.
3. Medigap Plan C: Provides comprehensive coverage, including coverage for Part A and B deductibles, Part A coinsurance, Part B coinsurance or copayment, skilled nursing facility coinsurance, and some foreign travel emergency care.
4. Medigap Plan D: Covers benefits similar to Plan C, except it does not cover the Part B deductible.
5. Medigap Plan F: offers the most comprehensive coverage, including coverage for Part A and B deductibles, Part A and B coinsurance or copayment, skilled nursing facility coinsurance, Part B excess charges, and foreign travel emergency care. (No longer available to newly eligible Medicare beneficiaries as of January 1, 2020.)

Medigap Plan G: Provides coverage for Part A and B deductibles, Part A and B coinsurance or copayment, skilled nursing facility coinsurance, Part B excess charges, and 80% coverage for foreign travel emergency care.

• Medigap Plan K: Covers 50% of Part A coinsurance and hospital costs, 50% of Part B coinsurance or copayment, 50% of blood, 50% of hospice care coinsurance or copayment, and 50% of skilled nursing facility coinsurance. It has an out-of-pocket limit.
• Medigap Plan L: Offers 75% coverage for Part A coinsurance and hospital costs, 75% coverage for Part B coinsurance or copayment, 75% coverage for blood, 75% coverage for hospice care coinsurance or copayment, and 75% coverage for skilled nursing facility coinsurance. It has an out-of-pocket limit.
• Medigap Plan M: Covers 50% of the Part A deductible, 50% of Part A coinsurance and hospital costs, 50% of Part B coinsurance or copayment, 50% of blood, 50% of hospice care coinsurance or copayment, and 50% of skilled nursing facility coinsurance.
• Medigap Plan N: Provides coverage for Part A deductible, Part A coinsurance, Part B coinsurance or copayment, skilled nursing facility coinsurance, and offers a copayment for office visits and emergency room visits.

It's worth noting that the availability of these plans may vary depending on your location and the insurance companies operating in your area. It's recommended to research and compare the Medicare Supplement Insurance available to you to find the one that best suits your needs.