Medicare Questions and Answers

Do I still pay Medicare Part B deductible if using an insulin pump?

Medicare Part D and Insulin, Starting on July 1, 2023

How do I sign up for Medicare Part A Hospital Insurance?

To sign up for Medicare Part A Hospital Insurance, you can follow these steps:

Does Medigap or Medicare Supplements cover all medical expenses?

Medigap or Medicare Supplement policies generally don't cover the following:

How will I know what coverage phase I'm in with Medicare Part D?

Using Medicare you can review your Explanation of Benefits (EOB) statement or contact your Medicare Part D plan.

What are the most popular Medicare Supplemental Plans?

There are 8 current supplements available. Each plan has its own set of benefits depending on the individual Medicare beneficiary's needs.

Using Insulin, am I charged $35 (or less) if I get Partial Extra Help?

If you get Partial Extra Help with your Part D Insulin costs will be:

What is Original Medicare?

Under Original Medicare, beneficiaries have the freedom to choose any healthcare provider that accepts Medicare.

2023 Agents must discuss effect on current Medicare coverage.

On 2023 Pre-enrolled Medicare related checklists, Agents must discuss:

Who has medicare advantage plans?

Medicare Advantage plans are available to individuals who are eligible for Medicare Part A. Generally, eligibility for Medicare Advantage includes:

Does Medicare cover long-term care services like nursing home care?

Medicare provides limited coverage for long-term care services, including nursing home care, but there are specific criteria and limitations to be aware of:

What are Medicare Lifetime reserve days?

Medicare Lifetime Reserve Days are a set of extra hospitalization days that are available to Medicare beneficiaries.

Will insulin costs be same at preferred and non-preferred pharmacies?

Yes. You'll pay $35 (or less) for a months supply of a covered insulin product at any in-network pharmacy covered by your drug plan.

My Medicare company wants a health risk assessment, should I do it?

The primary goals of conducting an HRA in a Medicare plan include Early Detection and provide people with information about disease prevention, and wellness.

What insulin costs count toward my True Out-of-Pocket costs?

Your $35 (or less) copayment for one months supply of each insulin product counts toward your TrOOP costs.

Am I eligible to receive Medicare benefits?

Here is the main eligibility criteria for each part of Medicare