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What expenses does Medicare part b exclude?
Here are some of the expenses that Medicare Part B typically does not cover:
Prescription Drugs: Most outpatient prescription drugs are not covered by Medicare Part B. Instead, you would need to enroll in a separate Medicare Part D prescription drug plan to get coverage for medications.
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Routine Dental Care: Medicare Part B coverage for Medicare Part B coverage and benefits. does not cover routine dental care, such as cleanings, fillings, or extractions. Some Medicare Advantage plans (Part C) may offer dental coverage.
Routine Vision Care: Medicare Part B generally does not cover routine eye exams for eyeglasses or contact lenses. However, it does cover some vision-related services for specific eye conditions and diseases.
Hearing Aids: Medicare Part B does not cover the cost of hearing aids or routine hearing exams. Many Medicare Advantage plans may offer limited coverage for hearing-related services.
Cosmetic Surgery: Cosmetic procedures and surgeries performed for purely cosmetic reasons are not covered by Medicare Part B.
Acupuncture: While Medicare has started covering acupuncture for certain conditions, like chronic low back pain, it may not cover acupuncture for other purposes.
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Long-Term Care: Medicare Part B generally does not cover long-term care in nursing homes or assisted living facilities. It may cover limited skilled nursing care in certain situations after a hospital stay.
Non-Medical Services: Expenses for non-medical services like custodial care (assistance with activities of daily living) are not covered by Medicare Part B.
Routine Foot Care: Medicare Advantage and Medigap Supplements may or may not cover routine foot care.
Overseas Medical Care: Medicare Part B typically does not cover medical services received outside the United States, with some exceptions in emergencies.
Certain Preventive Services: While many preventive services are covered under Medicare Part B, some may have specific eligibility criteria or frequency limits.
It's important to note that while Medicare Part B may not cover these expenses, you can explore additional coverage options, such as Medicare Advantage plans (Part C) or supplemental insurance (Medigap), which may provide coverage for some of these services and items. Be sure to review your specific plan's coverage details and consult with Medicare or your insurance provider for comprehensive information about what is covered and what is not under your Medicare plan. Medicare rules and coverage can change, so it's essential to stay informed about the latest updates.
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Get FREE help with Medicare plans and comparisons!
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