What does Ancillary mean in Medicare Advantage or Medigap Supplement?

Ancillary means extraneous hospital services that are not related to room and board costs, such as lab work, anesthetics, and extra x-rays. When hospitalized using Part A Medicare Hospitalization coverage, you will usually have several ancillary services, equipment items, and tools that are used by the hospitals.

Ancillary services such as prescription drug coverage, dental, vision, hearing, and wellness programs may be offered as part of the comprehensive health insurance of a Medicare Advantage plan, or they may be offered as stand-alone products. In some cases, ancillary services may be provided by third-party insurance companies and may be subject to separate billing or coverage requirements. Examples of ancillary services that may be covered by a health insurance or Medicare Advantage or Supplement policy include:

• Dental care: coverage for routine dental exams, cleanings, fillings, and other dental procedures.
• Vision care: coverage for eye exams, glasses, and contact lenses.
• Hearing care: coverage for hearing exams and hearing aids.
• Prescription drugs: coverage for prescription medications.
• Rehabilitation services: Coverage for physical therapy, occupational therapy, and speech therapy.
• Home healthcare: coverage for in-home healthcare services, such as nursing care, physical therapy, and medical equipment.

MedHelpCenter.us recommends that you call the Senior Health Insurance Agency at 813-592-8568 for further explanation.