How long can I stay in a hospital during my life with Medicare Part A?

Medicare Part A covers inpatient hospital care. Medicare Part A coverage for hospital stays is based on "benefit periods," which begin when you are admitted to a hospital or skilled nursing facility and end when you have not received any inpatient hospital or skilled nursing care for 60 consecutive days. During each benefit period, Medicare Part A covers up to 90 days of inpatient hospital care, with the possibility of an additional 60 "lifetime reserve" days if needed. After the lifetime reserve days are used, you will be responsible for paying all hospital costs.

• "Hospital Stays", helps pay up to 90 days in participating hospitals, subject to a deductible.
• The first 60 days are covered at 100% of approved charges AFTER the deductible is met.
• The next 30 days are paid, but with a daily co-payment.
• Lifetime reserve of 60 days that have a co-payment that is twice as high as 61-90 days, and they are non-renewable.
• All but first 3 Pints of Blood in a calendar year.
• Covered expenses: ICU, meals, regular nursing Operating Room, anesthesia, coronary care, drugs, labs, X-rays, supplies, rehab, kidney transplant surgery.
• 60 days of Non-Use starts a new benefit cycle.
• Inpatient care in a psychiatric hospital is limited to 190 days in a lifetime.
• Part A does NOT include television, private duty nursing, private room unless medically necessary.

MedHelpCenter.us recommends that you call the Senior Health Insurance Agency at 813-592-8568 for further explanation.