Am I automatically get enrolled in Medicare when I turn 65?

If you are already receiving Social Security benefits when you turn 65, you should be automatically enrolled in Medicare Parts A and B. We advise you to check with Medicare.gov (CMS) or your licensed health insurance agent to confirm this fact. If you are not yet receiving Social Security benefits, you will need to enroll in Medicare during your Initial Enrollment Period (IEP).

If you don't enroll during your IEP, you may have to pay a late ongoing enrollment penalty for any or all Medicare plans, including Part A (hospitalization), Part B (medical services and some durable equipment), Part C (Medicare Advantage), and Part D (prescription drug plans).

It's important to note that you may not be automatically enrolled in Medicare Part D (prescription drug coverage) or Medicare Advantage (Part C) plans, and you will need to enroll separately in these plans during your IEP or during the Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year.

While you are generally eligible for Medicare when you turn 65, it's important to take an active role in understanding your options and enrolling in the program to ensure that you have the healthcare coverage you need. We recommend speaking with a licensed health insurance agent within 90 days of your 65th birthday.

MedHelpCenter.us recommends that you call the Senior Health Insurance Agency at 813-592-8568 for further explanation.